Question 1

How much does credit monitoring cost?

Accepted Answer

Credit monitoring starts with a 7-day trial for just $1. After the trial, it continues at a low monthly subscription rate that you can cancel anytime.

Question 2

What credit bureaus does THRIVE PFG monitor?

Accepted Answer

THRIVE PFG monitors your credit across all three major bureaus: Equifax, Experian, and TransUnion — giving you a complete picture of your credit health.

Question 3

How large are the personal loans available through THRIVE PFG?

Accepted Answer

Personal loans through THRIVE PFG's lending network range from $1,000 to $250,000, with terms from 12 to 84 months. Rates and approval depend on your creditworthiness and other factors.

Question 4

Can I get business funding through THRIVE PFG with bad credit?

Accepted Answer

THRIVE PFG's business lending network considers multiple factors beyond credit score, including revenue, time in business, and cash flow. We work with a wide range of businesses and credit profiles.

Question 5

Will checking my loan rates through THRIVE PFG affect my credit score?

Accepted Answer

No. Checking your rates through THRIVE PFG uses a soft credit inquiry, which does not impact your credit score. A hard pull only occurs if you proceed with a formal application through a lender.